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Guarantees are important when it comes to our retirement and financial planning. Annuities are a financial tool that can provide you with the safety and security that you need. Annuities provide several benefits such as:

  1. Growth- Only positive returns
  2. Safety- Never lose another dollar to market losses
  3. Liquidity- Access to funds for emergencies
  4. Income- Guaranteed Income for Life, inflated by a 7% Guaranteed Annual Increase
  5. Estate- Beneficiaries receive assets, free of probate.

To many, these facts sound too good to be true. You may have even heard negative things about annuities from others. How can you rest assured with an annuity from Wealth Guardian Financial?

Getting an Annuity from Wealth Guardian Financial

There are several reasons why you can trust Wealth Guardian Financial to help you shop for an annuity. The first being that you will work with a Certified Financial Planner®, not just an insurance agent. A CFP® has the ethical responsibility to put your interests first. We will only make suggestions that are beneficial to you and support your financial wellbeing. We also understand how annuities work with all aspects of your finances including taxes and estate planning. This helps us to make educated and unbiased suggestions.

Second, we only offer fixed annuities. These annuities are safe investments with guaranteed rates of return. You fund a fixed annuity with a lump sum of money. This lump sum will earn a guaranteed interest rate each year. This amount grows tax-deferred and does not carry any market risk. This means that if the market goes down, you will continue to earn the guaranteed interest rate. This is opposed to a variable annuity, the volatile counterpart that tends to give annuities a bad name.

The third reason you can trust an annuity from Wealth Guardian Financial is that we only partner with insurance companies that are considered the best of the best. When you get an annuity from us you know you are getting a high-quality product that you can trust.

2903, 2023

Equity Indexed Annuities

By |March 29th, 2023|Financial|

Equity Indexed Annuities Equity-indexed annuities are a type of fixed annuity. They get their name because their interest is partially based on an equities index, such as the S&P 500. They provide an opportunity for higher returns than traditional indexed annuities provide. But they still provide the same risk protection. In this article, we will go over the basics of equity-indexed annuities. How They Work Equity-indexed annuities are contracts with an insurance company. Unlike [...]

2208, 2022

Pros and Cons of Annuities

By |August 22nd, 2022|Financial|

Pros and Cons of Annuities An annuity is a type of investment product. It can prove to be a valuable retirement tool. In this article, we will examine the pros and cons of annuities so you can determine if one is right for you. Annuity Basics To best understand the pros and cons of annuities, you need to understand the basics of how they work. When you engage with an annuity company you provide [...]

3009, 2021

How to Exchange a Variable Annuity

By |September 30th, 2021|Financial|

How to Exchange a Variable Annuity If you purchased a variable annuity and found it is no longer the right fit for you, this article will explain how to exchange a variable annuity without becoming subject to surrender taxes or fees. Surrendering an Annuity If you are unhappy with your variable annuity, you may decide you want to surrender it. But it is important you are aware of the consequences. The first issue is [...]

2409, 2020

Mistakes to Avoid When Buying an Annuity

By |September 24th, 2020|Financial|

Mistakes to Avoid When Buying an Annuity There are at least five common mistakes to avoid when buying an annuity. Annuities can be great financial planning and retirement planning tools. But not all annuities are created equal. This article is going to outline these fives mistakes so you can purchase the right contract for your situation. 1. Not Learning the Terminology The best way to avoid making a mistake is to understand the basic [...]

1202, 2020

Shopping for an Annuity-Questions to Ask

By |February 12th, 2020|Financial|

Shopping for an Annuity Shopping for an annuity may seem like an overwhelming and confusing task. But if you ask the right questions you can find an annuity that is right for you. In this article, we will go over the questions you should be asking and what type of answers you want to look for. 1. What Purpose Does This Annuity Serve Me? The purpose an annuity serves and the type of annuity [...]

2308, 2019

Variable Annuities

By |August 23rd, 2019|Financial|

Variable Annuities Variable annuities are a type of investment that is sold by insurance companies. They offer tax-deferred growth and the potential for an income stream during retirement. In this article, we will go over exactly what variable annuities are, how they work, as well as their advantages and disadvantages. A Brief Explanation Variable annuities are entered into as a contract between you and an insurance company. It is an investment account and an [...]

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