HEALTH
With so many plans and coverage options, choosing Health Insurance can be overwhelming. Let us assist you in selecting a plan that’s right for you.
MEDICARE
Medicare can be confusing, even overwhelming. With a host of resources our firm can help you make sense of all the options, plans, and supplements.
LONG TERM CARE
For many families an average stay at a Long Term Care facility would wipe out their wealth, and leave their spouse or family destitute.
DISABILITY
Did you know you are 400% more likely to become disabled than to die? Without insurance this would leave you with income or the ability to work.
Medicaid and Long Term Care Insurance Basics
Medicaid and Long Term Care Insurance Medicaid and long term care insurance both provide coverage for those who need advanced care. Typically, you would utilize one of these when you need help with daily tasks like dressing, bathing, eating, or using the bathroom. However, there are many misconceptions about both. In this article, we will go over the differences between Medicaid and long term care insurance, what they cover, and help you determine what choice [...]
Common Health Insurance Questions
Four Common Health Insurance Questions Even though health insurance is something that is part of most people’s lives, many do not fully understand it. This can cause confusion and make it hard to understand if you have the best policy or not. In this article, we will go over four common health insurance questions to help clear up the confusion surrounding health insurance. What is the Difference Between an HMO and a PPO? HMO and [...]
Why You Need a Long Term Care Plan
You Need a Long Term Care Plan A long term care plan is an important component of any financial plan. Any type of long term care, whether it is in a nursing home, at home, or adult day care, it is very expensive. Because of this you need to plan in advance. In this article, we will go over several reasons why you need a long term care plan. Large Need for a Long Term [...]
SHOP Basics
SHOP Basics SHOP stands for Small Business Health Care Options Program. The SHOP allows small business owners to be able to offer Health Care coverage to their employees. In this article, we will go over SHOP basics so that you can successfully enroll in a plan for your small business. Eligibility The first step is to determine if you are even eligible for SHOP coverage. To qualify you must meet the following requirements: Have 1-50 [...]
7 Factors to Consider When Purchasing Long Term Care Insurance
Factors to Consider When Purchasing Long Term Care Insurance Long term care refers to the type of care for those with chronic illnesses or disabilities. Is is when you need care on a daily basis for an extended period of time. This could vary from assistance with basic daily activities to skilled nursing care. This type of care can be expensive. There are several different solutions for paying for such care. One of these [...]
Medicare Verses Medicaid
Medicare Versus MedicaidMany people confuse Medicare and Medicaid. Though they both help cover medical expenses, they are two very different government programs. In this article, we will compare Medicare versus Medicaid. We will go over what they cover and how to qualify for one or both.MedicareMedicare is for people over the age of 65 of those with a qualifying disability. If you pay Medicare taxes on your earnings you are automatically qualified to enroll at [...]