10 11, 2021

Flexible Spending Account Basics

By |2021-11-09T15:33:04-07:00November 10th, 2021|Financial|0 Comments

Flexible Spending Account Basics A flexible spending account, or FSA, is a type of tax-advantaged health plan offered by employers. In this article, we will go over the basics of how a flexible spending account works. Setting Up an FSA A flexible spending account is only available if your employer offers it. If you [...]

30 09, 2021

How to Exchange a Variable Annuity

By |2021-09-30T10:20:45-07:00September 30th, 2021|Financial|0 Comments

How to Exchange a Variable Annuity If you purchased a variable annuity and found it is no longer the right fit for you, this article will explain how to exchange a variable annuity without becoming subject to surrender taxes or fees. Surrendering an Annuity If you are unhappy with your variable annuity, you may [...]

17 05, 2021

Life Insurance and COVID-19

By |2021-05-17T14:05:21-07:00May 17th, 2021|Financial|0 Comments

Life Insurance and COVID-19   With the effect of COVID-19 still in our communities and on our economy, you may wonder if it has influenced life insurance as well. In this article, we will go over some aspects you should take into consideration if you are looking to purchase a life insurance policy during [...]

23 12, 2020

Accidental Death and Dismemberment Insurance

By |2021-07-26T01:46:50-07:00December 23rd, 2020|Financial|0 Comments

Accidental Death and Dismemberment Insurance Accidental death and dismemberment insurance is a type of life insurance. It can either be a rider to an existing policy or a standalone policy. In this article, we will go over the basics of how accidental death and dismemberment insurance works. What is Covers AD&D insurance will provide [...]

28 10, 2020

Final Expense Insurance

By |2020-10-27T12:40:29-07:00October 28th, 2020|Financial|0 Comments

Final Expense Insurance Final expense insurance is a type of whole life insurance policy. These policies have small death benefits and can be used to cover the final expenses of someone’s death. This includes funeral or memorial services, embalming, casket, or cremation costs. In this article, we will go over the basics of final expense [...]

24 09, 2020

Mistakes to Avoid When Buying an Annuity

By |2020-09-24T14:50:33-07:00September 24th, 2020|Financial|0 Comments

Mistakes to Avoid When Buying an Annuity There are at least five common mistakes to avoid when buying an annuity. Annuities can be great financial planning and retirement planning tools. But not all annuities are created equal. This article is going to outline these fives mistakes so you can purchase the right contract for [...]

27 08, 2020

Whole Life Insurance Basics

By |2020-09-24T16:33:24-07:00August 27th, 2020|Financial|0 Comments

Whole Life Insurance Whole life insurance is a type of life insurance. It is sometimes referred to as permanent or traditional insurance. In this article, we will go over the basics of whole life insurance to help you determine if it is the right choice for you. The Basics Whole life insurance provides coverage [...]

22 07, 2020

Whole Life and Universal Life

By |2020-09-25T08:53:46-07:00July 22nd, 2020|Financial|0 Comments

Whole Life and Universal Life Whole life and universal life are both types of permanent life insurance. This means that they provide you with coverage for your entire life, not just a time period. In this article, we will compare whole life and universal life to help you determine if either is a good [...]

25 06, 2020

Pros and Cons of Long Term Care Insurance

By |2021-12-02T00:44:28-07:00June 25th, 2020|Financial|0 Comments

Pros and Cons of Long Term Care Insurance The pros and cons of long term care insurance need to be weighed before a policy is purchased. In this article, we will go over several pros and cons of long term care insurance to help you when making a decision about purchasing a policy. Pros [...]

21 05, 2020

Overlooked Life Insurance Policy Features

By |2020-09-25T10:03:30-07:00May 21st, 2020|Financial|0 Comments

Overlooked Life Insurance Policy Features Even though many people have insurance policies, they often have overlooked life insurance policy features. In this article, we will go over 5 overlooked life insurance policy features so you can take advantage of them. Waiver of Premium If your policy has this feature, your insurance company will waive [...]

Go to Top