HMO vs. PPO An HMO and a PPO are common types of health insurance plans. In this article, we will go over the basics and key differences of HMO vs. PPO. HMO HMO stands for Health Maintenance Organization. Here you find care with a specific network of doctors and hospitals. You will choose a [...]
Annuity vs. Pension Both annuities and pensions provide regular payments, but they also offer unique features. It is important to understand the differences to ensure a steady income stream during retirement. In this article, we will give you key takeaway points in the topic of an annuity vs. pension so you can make an [...]
Disability Insurance Claim Denials and How to Avoid Them When you apply with your disability insurance to receive benefits, there is always the chance they will deny your claim. This could be for various reasons. In this article, we will go over disability insurance claim denials and how to avoid them. 1. You Provided [...]
Variable Life Insurance A variable life insurance policy is a contract between you and an insurance company. In exchange for a premium the insurance company promises to pay specified amount to your beneficiaries upon your death. In this article, we will go over the basics of variable life insurance. The Basics Variable insurance differs [...]
Long Term Care Insurance Riders Long term care insurance comes with optional add-ons that allow you to customize coverage. These typically come with an additional cost. In this article, we will go over some common long term care insurance riders and what they can accomplish for you. Inflation Protection The first long term care [...]
6 Fixed Index Annuity Myths You have many options available to you to help you provide for future income. A fixed index annuity can be a great way to provide a guaranteed income stream during retirement. But there are many common misconceptions about these financial vehicles. In this article, we will bust 6 fixed [...]
Life Insurance for Seniors Life insurance for seniors can provide many benefits, like the ability to cover funeral costs or provide for the loved ones you leave behind. However, it is important to note that most insurance companies have age restrictions on how old you can be for them to issue a policy. This [...]
Life Insurance Verses Annuity Life insurance verses annuity, which is best for your financial situation? Read on to find out how life insurance and annuities work, their differences, and what they can do for you. Life Insurance Basics Life insurance is an agreement between you and an insurance company. In exchanged for premiums the [...]
Indexed Universal Life Insurance Myths Indexed universal life insurance is a type of permanent life insurance. It offers both a death benefit and a cash value. The growth of the cash value is directly tied to an index. It is a bit more complex than a traditional whole life policy, so there are some [...]
Life Insurance Frequently Asked Questions Life insurance can be a useful wealth management planning tool. But many people have questions about how it works. In this article, we will go over 8 life insurance frequently asked questions. 1. What is Life Insurance? Life insurance is a contract between you and an insurance company. In [...]
