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14 11, 2019

Why Millennials Need Life Insurance

By |2019-11-13T12:35:15-07:00November 14th, 2019|Financial|0 Comments

Why Millennials Need Life Insurance Millennials face financial complications that are very different from what their parents and grandparents faced. These complications often push purchasing life insurance to the back burner. But life insurance is the foundation of any financial portfolio. In this article, we will go over several reasons why millennials need life insurance. [...]

19 07, 2019

Viatical Settlements

By |2019-07-19T12:40:46-07:00July 19th, 2019|Financial|0 Comments

Viatical Settlements Viatical settlements allow you to benefit from the value of your life insurance policy before you pass. In this article, we will go over the basics of viatical settlements to help you determine if using one is right for you. What is a Viatical Settlement? Viatical settlements are a type of investment. [...]

1 02, 2019

Universal Life Insurance

By |2019-03-11T20:40:05-07:00February 1st, 2019|Financial|0 Comments

Universal Life Insurance Policies Universal life insurance is a type of permanent life insurance. It provides you with coverage for your entire life at a much lower price point then whole life insurance. In this article, we will go over the basics of universal life insurance to help you determine if purchasing one is right [...]

30 11, 2018

Modified Endowment Contracts

By |2019-03-11T20:40:09-07:00November 30th, 2018|Financial|0 Comments

Modified Endowment Contracts Modified Endowment Contracts, or MECs, refer to the tax qualification of some life insurance policies. In this article, we are going to go over exactly what modified endowment contracts are, their taxation, and how a life insurance policy qualified as one. Technical and Miscellaneous Revenue Act The Technical and Miscellaneous Revenue Act [...]

28 08, 2018

Save on Term Life Insurance

By |2019-03-11T20:40:16-07:00August 28th, 2018|Financial|0 Comments

Save on Term Life Insurance Life insurance is an important measure that will help your family cover costs if you pass. The most popular and affordable option is term life insurance. You can purchase a term policy that will stay in effect for 10, 20, or 30 years. Because these policies are not guaranteed [...]

9 02, 2018

5 Reasons Why You Need Life Insurance

By |2019-03-11T20:40:55-07:00February 9th, 2018|Financial|0 Comments

Why You Need Life Insurance You may wonder why you should buy life insurance. Many individuals think they do not have enough assets to need it, others simply avoid it because they do not like to think about mortality (death). In this article, we will go over 5 reasons why you need life insurance. [...]

24 01, 2018

Term Life Insurance

By |2019-03-11T20:40:57-07:00January 24th, 2018|Financial|0 Comments

Term Life Insurance Term life insurance is one of the cheapest and easiest to understand types of life insurance. It covers you for a specific period and can be a flexible source of coverage. In this article, we will go over the basic characteristics, types, and usefulness of term life insurance. Basic Characteristics Term [...]

18 07, 2017

8 Business Uses for Life Insurance

By |2019-03-11T20:41:08-07:00July 18th, 2017|Financial|0 Comments

Business Uses for Life Insurance Many view life insurance as a way to financially help their family when they pass. But there are many other uses for life insurance, some of these are in the business setting. In this article, we will go over 8 business uses for life insurance. 1. Preventing Liquidation If [...]

3 05, 2017

Understanding Your Life Insurance Policy

By |2019-03-11T20:41:13-07:00May 3rd, 2017|Financial|0 Comments

Figuring Out Your Life Insurance Policy Understanding your life insurance policy is extremely important. It will help you to understand the right and obligations that you have under the contract. However, reading and understanding your policy is not the easiest accomplishment. For that reason, we have created this list to help you as you [...]

15 12, 2016

6 Things You Need to Know About Purchasing Life Insurance

By |2019-03-11T20:41:23-07:00December 15th, 2016|Financial|0 Comments

  Purchasing Life Insurance If you are on the hunt for purchasing life insurance, there are a few things you should know. We will go over some factors that you should keep in mind while you are shopping around for a policy. 1. Life Insurance is Not an Investment Product, it is a Risk Management [...]

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