Insurance2019-03-11T20:39:53-07:00

LIFE INSURANCE

Sometimes life throws some unexpected curve balls our way. Life insurance is a cost effective way to ensure that your family is taken care of.

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ANNUITIES

Guarantees are important when it comes to your retirement and financial planning. Annuities can provide safety and security in your plan.

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OTHER INSURANCE

As an Independent Insurance Agency WGF brokers many types of insurance, however our focus is accommodating and integration with financial planning…

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1202, 2020

Shopping for an Annuity-Questions to Ask

By |February 12th, 2020|Financial|

Shopping for an Annuity Shopping for an annuity may seem like an overwhelming and confusing task. But if you ask the right questions you can find an annuity that is right for you. In this article, we will go over the questions you should be asking and what type of answers you want to look for. 1. What Purpose Does This Annuity Serve Me? The purpose an annuity serves and the type of annuity [...]

1001, 2020

Group Long Term Care Insurance

By |January 10th, 2020|Financial|

Group Long Term Care Insurance Group long term care insurance is a form in which you can purchase long term care coverage. However, the only way to enroll is through your employer. In this article, we will briefly go over how group long term care insurance works for employers and employees. If you would like an explanation of Long Term Care Insurance you can visit one of our other blogs here. Benefits of Group [...]

1212, 2019

Long Term Care Insurance Alternatives

By |December 12th, 2019|Financial|

Long Term Care Insurance Alternatives Long term care insurance is a type of insurance that will help cover the cost of assisted living, nursing care, or home health care. But for some, the price of long term care insurance puts it out of reach. In this article, we will go over the importance of long term care planning and possible long term care insurance alternatives. The Importance of Long Term Care Planning According to [...]

1411, 2019

Why Millennials Need Life Insurance

By |November 14th, 2019|Financial|

Why Millennials Need Life Insurance Millennials face financial complications that are very different from what their parents and grandparents faced. These complications often push purchasing life insurance to the back burner. But life insurance is the foundation of any financial portfolio. In this article, we will go over several reasons why millennials need life insurance. The Reasons There are several different reasons why millennials need life insurance. The first is that younger people lack [...]

510, 2019

Disability Insurance Riders

By |October 5th, 2019|Financial|

Disability Insurance Riders Disability insurance riders are a way that you can better customize your policy to fit your needs. In this article, we will go over the most common disability insurance riders and what benefits they offer. No Cost/Default Riders There are some disability insurance riders that come with your policy as a default or you can choose to add them on without increasing your premium. You will find a list and explanation [...]

2308, 2019

Variable Annuities

By |August 23rd, 2019|Financial|

Variable Annuities Variable annuities are a type of investment that is sold by insurance companies. They offer tax-deferred growth and the potential for an income stream during retirement. In this article, we will go over exactly what variable annuities are, how they work, as well as their advantages and disadvantages. A Brief Explanation Variable annuities are entered into as a contract between you and an insurance company. It is an investment account and an [...]

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