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3 05, 2019

Common Health Insurance Questions

By |2019-04-30T11:36:16-07:00May 3rd, 2019|Financial|0 Comments

Four Common Health Insurance Questions Even though health insurance is something that is part of most people’s lives, many do not fully understand it. This can cause confusion and make it hard to understand if you have the best policy or not. In this article, we will go over four common health insurance questions to [...]

28 09, 2018

SHOP Basics

By |2019-03-11T20:40:14-07:00September 28th, 2018|Financial|0 Comments

SHOP Basics SHOP stands for Small Business Health Care Options Program. The SHOP allows small business owners to be able to offer Health Care coverage to their employees. In this article, we will go over SHOP basics so that you can successfully enroll in a plan for your small business. Eligibility The first step is [...]

26 03, 2018

Medicare Verses Medicaid

By |2019-08-31T07:12:10-07:00March 26th, 2018|Financial|0 Comments

Medicare Versus MedicaidMany people confuse Medicare and Medicaid. Though they both help cover medical expenses, they are two very different government programs. In this article, we will compare Medicare versus Medicaid. We will go over what they cover and how to qualify for one or both.MedicareMedicare is for people over the age of 65 of [...]

6 11, 2017

Health Reimbursement Arrangements (HRAs)

By |2019-03-11T20:41:01-07:00November 6th, 2017|Financial|0 Comments

How Health Reimbursement Arrangements Work Health reimbursement arrangements are employer-provided benefits. They help employees cover health care expenses that are not covered by Affordable Healthcare Act plans. In this article, we will go over the basics of how HRAs work. Funding HRAs HRAs are funded entirely by your employer. HRAs are not accounts, rather [...]

10 10, 2017

COBRA Health Insurance Coverage

By |2019-03-11T20:41:03-07:00October 10th, 2017|Financial|0 Comments

COBRA Health Insurance Coverage-The Basics COBRA health insurance coverage comes from the Consolidated Omnibus Budget Reconciliation Act. This Act allows you to maintain health insurance coverage if you lose it through your employer. In this article, we will go over how to qualify for COBRA, what it covers, and how to manage the cost. [...]

9 06, 2017

Co-Insurance and Co-Payment Policies

By |2019-03-11T20:41:11-07:00June 9th, 2017|Financial|0 Comments

Co-Insurance and Co-Payment-Choosing the Best Option Co-insurance and co-payment are two forms of cost sharing that insurance companies utilize. It is important to understand how they work. Understanding this process will help you save money on your health care expenses. In this article, we will define co-insurance and co-payment and go into how they [...]

24 09, 2016

Health Insurance SEP

By |2019-03-12T14:04:38-07:00September 24th, 2016|Financial|0 Comments

SEP (Special Enrollment Periods) Typically, you can only purchase health insurance coverage through the Marketplace Exchange during the Open Enrollment Period. This lasts between November 1st and January 31st each year. However, there are some qualifying events that trigger Special Enrollment Periods, or SEPs. If you qualify for a SEP you can enroll in a [...]

2 09, 2016

Open Enrollment Health Plan Basics

By |2019-03-12T14:04:40-07:00September 2nd, 2016|Financial|0 Comments

Navigating Open Enrollment Health Plans Open enrollment for health insurance begins November 1st! With all the recent healthcare law changes there are more options than ever before. All the choices and new procedures can be overwhelming. This article will break down the different healthcare terminology so that you can be thoroughly educated and get the best plan for [...]

21 05, 2016

Understanding Medicare Part C

By |2019-03-12T14:04:46-07:00May 21st, 2016|Financial|0 Comments

Medicare Part C: Breaking Down its Coverage Medicare is made up four different parts. Parts A and B are provided by the government and cover you for your basic hospital and doctor needs. Part D is your prescription drug coverage that you sign up for through a private insurance company. Finally, there is Part C, [...]

12 03, 2016

Health Insurance Basics

By |2019-03-12T14:04:50-07:00March 12th, 2016|Financial|0 Comments

Understanding the Fundamentals of Health Insurance: Health insurance seems to be ever changing and it can be hard to keep up with all the changes. It is important to have a basic understanding, so that when time comes to purchase an insurance policy you know that you are getting a good deal and sufficient coverage.  [...]