Health Insurance

2 06, 2023

ALTCS Financial Basics

By |2023-06-01T17:12:42-07:00June 2nd, 2023|Financial|0 Comments

ALTCS Financial Basics Medicaid is state-provided health coverage for low-income Americans. It can also cover long-term care. Each state has its own system for providing this coverage. In Arizona, this program is the Arizona Long-Term Care System (ALTCS). In this article, we will cover the basics of what ALTCS covers and the financial components [...]

31 01, 2023

Frequently Asked Health Insurance Questions

By |2023-01-26T14:58:26-07:00January 31st, 2023|Financial|0 Comments

Frequently Asked Health Insurance Questions As open enrollment comes to a close, we have found there are many common questions people have. In this article, we will answer four frequently asked health insurance questions. 1. Why can’t I enroll in a plan at any time of the year? Each year open enrollment last from November [...]

10 11, 2021

Flexible Spending Account Basics

By |2021-11-09T15:33:04-07:00November 10th, 2021|Financial|0 Comments

Flexible Spending Account Basics A flexible spending account, or FSA, is a type of tax-advantaged health plan offered by employers. In this article, we will go over the basics of how a flexible spending account works. Setting Up an FSA A flexible spending account is only available if your employer offers it. If you [...]

3 05, 2019

Common Health Insurance Questions

By |2020-09-28T13:59:38-07:00May 3rd, 2019|Financial|0 Comments

Four Common Health Insurance Questions Even though health insurance is something that is part of most people’s lives, many do not fully understand it. This can cause confusion and make it hard to understand if you have the best policy or not. In this article, we will go over four common health insurance questions [...]

26 03, 2018

Medicare Verses Medicaid

By |2024-06-25T10:55:50-07:00March 26th, 2018|Financial|0 Comments

Medicare Versus Medicaid Many people confuse Medicare and Medicaid. Though they both help cover medical expenses, they are two very different government programs. In this article, we will compare Medicare versus Medicaid. We will go over what they cover and how to qualify for one or both. Medicare Medicare is for people over the [...]

6 11, 2017

Health Reimbursement Arrangements (HRAs)

By |2020-09-30T08:35:01-07:00November 6th, 2017|Financial|0 Comments

How Health Reimbursement Arrangements Work Health reimbursement arrangements are employer-provided benefits. They help employees cover health care expenses that are not covered by the Affordable Healthcare Act plans. In this article, we will go over the basics of how HRAs work. Funding HRAs HRAs are funded entirely by your employer. HRAs are not accounts, [...]

10 10, 2017

COBRA Health Insurance Coverage

By |2020-09-30T08:41:08-07:00October 10th, 2017|Financial|0 Comments

COBRA Health Insurance Coverage-The Basics COBRA health insurance coverage comes from the Consolidated Omnibus Budget Reconciliation Act. This Act allows you to maintain health insurance coverage if you lose it through your employer. In this article, we will go over how to qualify for COBRA, what it covers, and how to manage the cost. [...]

9 06, 2017

Co-Insurance and Co-Payment Policies

By |2020-09-30T09:18:28-07:00June 9th, 2017|Financial|0 Comments

Co-Insurance and Co-Payment-Choosing the Best Option Co-insurance and co-payment are two forms of cost sharing that insurance companies utilize. It is important to understand how they work. Understanding this process will help you save money on your health care expenses. In this article, we will define co-insurance and co-payment and go into how they [...]

24 09, 2016

Health Insurance SEP

By |2020-09-30T10:30:30-07:00September 24th, 2016|Financial|0 Comments

SEP (Special Enrollment Periods) Typically, you can only purchase health insurance coverage through the Marketplace Exchange during the Open Enrollment Period. This lasts between November 1st and January 31st each year. However, there are some qualifying events that trigger Special Enrollment Periods, or SEPs. If you qualify for a SEP you can enroll in [...]

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