Variable Annuities Variable annuities are a type of investment that is sold by insurance companies. They offer tax-deferred growth and the potential for an income stream during retirement. In this article, we will go over exactly what variable annuities are, how they work, as well as their advantages and disadvantages. A Brief Explanation Variable annuities [...]
Annuity Myths Debunked Annuities are an often-misunderstood investment option. They can be complex, and offer many different features, which scares some away from utilizing them. In this article, we will go over common annuity myths and debunk them. Myth 1: All Annuities Are the Same Annuities have a large range of options. There are several [...]
Annuity Riders Annuity riders are amendments to your annuity insurance policy. These riders can help to expand your policies benefits. In this article, we will go over several of the most common annuity riders and what they can do for your coverage. Long-Term Care Rider Typically, long-term care riders can be added onto fixed [...]
What Is an Annuity? An annuity is an insurance-based product that is a powerful retirement planning tool. Typically, you fund an annuity with a lump sum and promise not to touch that sum for a set amount of time. In return for this, the insurance company provides you with a guaranteed interest rate and [...]
Basics of a Fixed Annuity A fixed annuity can be a powerful retirement planning tool. In this article, we will go over the basics of fixed annuities. This includes how they work, what benefits they offer, and how to determine if one is right for you. How a Fixed Annuity Works A fixed annuity [...]
Fixed vs. Variable Annuities: Which is Better There are many types of annuities and sub-types of annuities that there are to choose from. However, the two most common are fixed and variable annuities. In this article, we will outline what they are and how they can work for you. Annuity Overview Before we get into [...]
The New York Times points to fixed annuities to cover basic expenses It’s no surprise that our gene pool is considered a marker for living a long life, particularly if the family tree is awash with longevity. On the other hand, according to an article in Consumers Report, “Can You Afford to Live to 100?” [...]
