1 02, 2019

Universal Life Insurance

By |2020-09-29T08:26:56-07:00February 1st, 2019|Financial|0 Comments

Universal Life Insurance Policies Universal life insurance is a type of permanent life insurance. It provides you with coverage for your entire life at a much lower price point then whole life insurance. In this article, we will go over the basics of universal life insurance to help you determine if purchasing one is [...]

28 12, 2018

Annuity Myths Debunked

By |2020-09-29T08:36:40-07:00December 28th, 2018|Financial|0 Comments

Annuity Myths Debunked   Annuities are an often-misunderstood investment option. They can be complex, and offer many different features, which scares some away from utilizing them. In this article, we will go over common annuity myths and debunk them. Myth 1: All Annuities Are the Same Annuities have a large range of options. There [...]

30 11, 2018

Modified Endowment Contracts

By |2020-09-29T08:44:08-07:00November 30th, 2018|Financial|0 Comments

Modified Endowment Contracts Modified Endowment Contracts, or MECs, refer to the tax qualification of some life insurance policies. In this article, we are going to go over exactly what modified endowment contracts are, their taxation, and how a life insurance policy qualified as one. Technical and Miscellaneous Revenue Act The Technical and Miscellaneous Revenue [...]

2 11, 2018

Why You Need a Long Term Care Plan

By |2020-09-29T08:54:40-07:00November 2nd, 2018|Financial|0 Comments

You Need a Long Term Care Plan A long term care plan is an important component of any financial plan. Any type of long term care, whether it is in a nursing home, at home, or adult daycare, it is very expensive. Because of this, you need to plan in advance. In this article, [...]

28 08, 2018

Save on Term Life Insurance

By |2020-09-29T14:47:20-07:00August 28th, 2018|Financial|0 Comments

Save on Term Life Insurance Life insurance is an important measure that will help your family cover costs if you pass. The most popular and affordable option is term life insurance. You can purchase a term policy that will stay in effect for 10, 20, or 30 years. Because these policies are not guaranteed [...]

15 08, 2018

Disability Insurance Coverage

By |2020-09-29T14:53:21-07:00August 15th, 2018|Financial|0 Comments

Disability Insurance Coverage Failing to have disability insurance coverage could put you into dire financial straits if you ever become unable to work due to disability. Unfortunately, many people overlook or forget about it. But it is a critical component of financial planning since it protects your income, which is your financial fuel. In [...]

10 05, 2018

6 Reasons to Buy an Annuity

By |2020-09-29T15:21:31-07:00May 10th, 2018|Financial|0 Comments

What Is an Annuity? An annuity is an insurance-based product that is a powerful retirement planning tool. Typically, you fund an annuity with a lump sum and promise not to touch that sum for a set amount of time. In return for this, the insurance company provides you with a guaranteed interest rate and [...]

3 05, 2018

7 Factors to Consider When Purchasing Long Term Care Insurance

By |2020-09-29T15:31:12-07:00May 3rd, 2018|Financial|0 Comments

Factors to Consider When Purchasing Long Term Care Insurance Long term care refers to the type of care for those with chronic illnesses or disabilities. Is is when you need care on a daily basis for an extended period of time. This could vary from assistance with basic daily activities to skilled nursing care. [...]

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