8 Signs You Are Not Ready to Retire Turning 65 does not automatically mean that you can quit your job and golf all day, a lot of planning goes into retirement, and you may not be ready to retire. Many people quit their jobs and then find out they were not ready to retire. [...]
Fixed vs. Variable Annuities: Which is Better There are many types of annuities and sub-types of annuities that there are to choose from. However, the two most common are fixed and variable annuities. In this article, we will outline what they are and how they can work for you. Annuity Overview Before we get [...]
New Parents: Preparing for Financial Changes! Each stage in our lives comes with a new set of financial challenges. This is especially true for new parents. Your budget, insurance needs, estate plan, and income taxes will all be dramatically affected. What can you do now to financially plan for these changes? Budget Having a [...]
Medicare Part C: Breaking Down its Coverage Medicare is made up four different parts. Parts A and B are provided by the government and cover you for your basic hospital and doctor needs. Part D is your prescription drug coverage that you sign up for through a private insurance company. Finally, there is Part [...]
Which Life Insurance Policies to Buy There are so many different life insurance companies that offer so many different types of life insurance policies. It can be overwhelming to weigh out all the options and pick the best policy for your situation. This article will give you a few tips that you can use [...]
Understanding the Fundamentals of Health Insurance: Health insurance seems to be ever changing, different employers offer different insurance solutions for their employees, and there are lots of different types of coverages so it can be hard to keep up with all the changes. It is important to have a basic understanding so that when [...]
Disability Insurance: 5 Tips you need to know before you buy Unfortunately, Disability Insurance (or DI) is something we don't think about. There are facts about disability insurance that people need to be aware of to see how they can help themselves or a loved one if they become disabled. In Fact, nearly 18.5 [...]
The New York Times points to fixed annuities to cover basic expenses It's no surprise that our gene pool is considered a marker for living a long life, particularly if the family tree is awash with longevity. However, not all of us know our gene pool and family tree history, luckily there are newspaper [...]
An individual health insurance plan is a great option if you are not covered by an Employed Plan, Medicare, TRIcare, or Medicaid. The Affordable Care Act marketplace offers high-quality coverage for Individuals and Families that are unable to obtain affordable coverage elsewhere. The categories to choose from are: Bronze: The insurer pays 60 percent and you pay 40 [...]
It's never too early to buy life insurance, especially if you want to make sure your family and loved ones are taken care of in the event that something happens to you. Specifically, a life insurance policy can help to cover funeral costs and related expenses while also providing financial stability for your loved [...]
