Fixed Annuity vs. CD
Fixed Annuity vs. CD A fixed annuity and a CD can both serve as conservative ways to earn a fixed rate of return. In this article, we will go over the difference between a fixed annuity vs. CD. Similarities [...]
Planning for Incapacity
Planning for Incapacity For many people, estate planning is focused on distributing assets after death. But you also need to plan for incapacity due to injury, illness, or aging. Incapacity means you are unable to make decisions and cannot [...]
Above-the-Line Deductions
Above-the-Line Deductions There are both itemized and above-the-line deductions. They will affect your Adjusted Gross Income in different ways. In this article, we will go over the basics of above-the-line deductions. Adjusted Gross Income Before you can understand above-the-line [...]
Dealing With Market Crashes During Retirement
Dealing With Market Crashes During Retirement Throughout history markets have recovered from crashes given enough time. However, if you are in retirement, you may not have time to wait for the market to recover. You may be forced to [...]
Variable Life Insurance
Variable Life Insurance A variable life insurance policy is a contract between you and an insurance company. In exchange for a premium the insurance company promises to pay specified amount to your beneficiaries upon your death. In this article, [...]